This credit card is not just good – it's so exceptional that our experts use it personally. Itfeatures a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple ...

For example, if your credit card has a $2,500 balance and $5,000 limit, its 50% utilization rate might be hurting your credit scores. If the card’s limit increases to $10,000, lowering its ...

Here’s how to dig out. New data shows that an increasing number of borrowers are hitting the 90 percent or more threshold on their credit card limits, with Gen Z leading the way.

A higher credit limit could be a blessing and a curse The upside to having a higher credit card limit is that you get more leeway to charge expenses in an emergency. Also, a higher credit limit ...

If you own two or more Chase credit cards, you can now move credit limits between your cards instantly, without a credit check. I just tried it myself and moved a $10,000 credit line from one card ...

You’d need to spend $487.50 a month to earn enough rewards to offset that expense (depending on your situation, that may exceed your credit limit with the card).

KEY POINTS No credit card will automatically approve a $50,000 limit -- you'll need to build up to it over time. Excellent credit and responsible usage are key to being considered.