Most drivers will need to agree to a deductible for comprehensive car insurance or a predetermined amount that is subtracted from a claim check — it’s typically $500 to $1,500.

Ask your insurer what information it needs to process your claim. It might, for example, request that you send photos of your damaged car via text, email, or through the insurance company's app.

Comprehensive and collision car insurance are not required by state law. However, if you lease or finance your vehicle, your lender may require you to carry both comprehensive and collision policies.

The best car insurance in May 2025 include Amica and GEICO. ... Amica Auto Insurance offers liability, collision, comprehensive, and other common types of car insurance.

Car thefts are on the rise across the U.S. According to the National Insurance Crime Bureau (NICB) data, more than one million cars were stolen in 2022. Thefts were up 7% in 2022 compared to 2021 ...

Comprehensive car insurance covers damage to yourself, your car, as well as compensating a third party if you are involved in an accident, according to the RAC.

Although comprehensive insurance provides a great defence against many kinds of damages, it usually does not cover hit-and-run incidents since they involve collisions with other cars.

The 100,000 mile rule in car insurance can help you slash premiums by slashing coverage you can’t use.

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Comprehensive car insurance covers damage to yourself, your car, as well as compensating a third party if you are involved in an accident, according to the RAC.

Jake Lambert, a temporary car insurance expert for Tempcover, has revealed whether you can drive any car on comprehensive car insurance ...