The rate on a 30-year fixed refinance decreased to 6.77% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.69%. On a 20-year mortgage refinance, the average rate is 6.

Mortgage rates are up, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.79%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.