If you’re looking for a decent yield on your savings account, extend your search beyond Bank of America, which offers savings rates ranging from a measly 0.01% to 0.04%.

Jenius Bank is an online-only brand of SMBC Manubank, which is based in Los Angeles. The federally insured Jenius Savings account earns a strong annual percentage yield and has no monthly fee. But ...

Poppy Bank offers an online savings account that earns an annual percentage yield of 4.50%, one of the highest APYs around. But you will need a balance of at least $1,000 to earn the high rate.