Chime is a financial technology company, not a bank.. The secured Chime Credit Builder Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A. Members FDIC. Managing your money can ...

Chime is a fintech, not a bank. However, Chime’s bank partners do offer FDIC insurance. With that, the funds in your Chime account are protected for up to $250,000.