First Horizon, a regional bank based in Memphis, is offering $450 for a new checking account. The offers can help persuade customers to tackle the hurdles inherent in changing banks, Mr. McBride said.

A checking account is a critical component of your financial strategy, allowing you to deposit and withdraw your liquid funds. Choosing a checking account isn’t as easy as it might seem, though ...

A checking account can affect your credit score positively if you sign up for an opt-in credit reporting program, or it can harm your score if you don’t pay your overdrafts or fees.

By choosing the right account, you can save money, enjoy added perks, and more easily manage your finances. Here are 6 questions to help you pick the best checking account.

Interest checking accounts pay interest on your balance while offering the flexibility to deposit, withdraw, spend and send money freely. According to national FDIC data from June 16, 2025, the ...

Standard checking account: There aren't many bells and whistles. You just want a place to keep your spending money, and for anything fancier, you're more interested in a savings account or CD.

It’s simple to open a checking account. You can apply online or visit a local branch to get started. Here’s all you need to know.

Premium A Premium Checking account is a Traditional Account with some bells and whistles added on. You typically need to maintain a relatively high minimum balance (typically at least $15,000).

Why we picked it: The 360 Checking account from Capital One strikes a ideal balance between the low- or no-fee accounts offered by online banks and the full-service options available from ...