See how we rate banking products to write unbiased product reviews. A certificate of deposit (CD) is a type of deposit account that offers a fixed interest rate. To earn that rate, you'll ...

A certificate of deposit offers a guaranteed interest rate over a specified term. Consumers can get their money early but generally with a penalty. Consumers often come out ahead by buying a long ...

Thinking about opening a certificate of deposit right now? Smart move. The best CD rates currently top 5% annual percentage yield, or APY, as banks await the Federal Reserve’s next meeting.

A callable certificate of deposit (CD) offers a higher interest rate than a traditional one, but with the condition that the issuing bank has the right to "call" or redeem the CD before its ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

A certificate of deposit, or CD, is a savings product that offers a fixed interest rate in exchange for keeping your money in the account for a specified period, or term. If you need to access ...

Commissions do not affect our editors' opinions or evaluations. High-yield certificates of deposit (CDs) are low-risk saving instruments that offer fixed returns for a specific period of time.

A certificate of deposit is a type of savings account that earns interest for a set time frame, known as a term. The term is the length of time you agree to leave your money deposited in the CD.

Today's top CD rate is 5.51%. Start saving today» A certificate of deposit, or CD, is a type of bank account. It pays a fixed APY, which means you'll earn the same interest rate during the entire ...

Learn more about it. A CD—short for certificate of deposit—is a low-risk investment that offers a moderate (but guaranteed) return in exchange for a commitment to lock in your money for a set ...

A certificate of deposit (CD) is a low-risk deposit account that earns a fixed rate of return. In exchange for this guaranteed yield, you agree to lock up your money until the CD’s term expires.

You may be leaving money on the table when it comes to certificates of deposit, some research suggests. Stream Los Angeles News for free, 24/7, wherever you are. CDs have a set term, ranging from ...