Certificate of deposit (CD) rates have climbed significantly, with many financial institutions now offering annual percentage ...

As of June 16, 2025, the national average for six-month CDs is 1.57%, according to the FDIC. However, there are six-month CDs ...

With the potential for CD interest rates to drop, should you lock a CD rate this July? Here's what some experts think.

For CDs with terms ranging from one to three years, expect a penalty of 180 days of interest, while long-term CDs maturing in ...

A no-penalty CD is a type of certificate of deposit that charges no fee for withdrawing money before the term expires. You usually must withdraw the full balance at once.