Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

CD rates ebb and flow as the Federal Reserve adjusts rates. If you want to lock in current CD rates before they fall, you ...

Earn up to 4.50%. Today’s highest CD rate of 4.50% is offered by Quontic Bank on its 3-month CD. There are other banks ...

Personal finance can compass a wide range of topics, but it boils down to how you want to save and invest your money. Investing in a certificate of deposit might be right if you're not the risky ...

Commissions do not affect our editors' opinions or evaluations. A one-year certificate of deposit (CD) gives you a guaranteed return on your investment with the security of FDIC insurance and the ...

Interest rates on certificates of deposit (CDs) have fallen, and there's a chance they could fall even further this year. Since September of 2024, when the Federal Reserve began its most recent ...

Rates for many of the highest-earning certificates of deposit are starting 2025 off a little lower than they were a few weeks ago. But while gone are the days of the widely available 6% fixed return, ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Understand the account’s terms and conditions before signing up. A certificate of deposit — or a CD — is a savings account that pays a fixed rate of interest on an initial deposit that you ...

Opening a certificate of deposit (CD) can be a solid way to lock in predictable growth on your savings. Currently, the highest average CD rate is 1.83% APY for a 12-month CD, according to the ...