Opening a CD now could be a smart move, but there are situations in which waiting could be the better approach.

A CD ladder might be ideal for conservative investors because it offers a fixed rate of return and lock your funds away depending on the terms. Here's how.

Today's top CD rate is 5.51%. Start saving today» A certificate of deposit, or CD, is a type of bank account. It pays a fixed APY, which means you'll earn the same interest rate during the entire ...

See how we rate banking products to write unbiased product reviews. A certificate of deposit (CD) is a type of deposit account that offers a fixed interest rate. To earn that rate, you'll ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Below, we’ll share details on what’s ahead for certificate of deposit rates, how to pick a CD and the best-paying CDs of April 2025, as well as the most attainable ones, you can get right now.

In a world of not many sure things, a certificate of deposit is a rarity. You can store money in it, helping you earn a guaranteed return on investment. And they’re perfect for short-term goals.

E. Napoletano is a former registered financial advisor and award-winning author and journalist. Managing Editor, Global Data and Automation for Forbes Advisor. Mitch has more than a decade of ...

Bob Haegele is a freelance personal finance writer. He specializes in topics such as credit cards, investing, and banking. Bob holds a degree from Marquette University in Milwaukee, Wisconsin.