Both 1-year and 5-year CDs could make sense in today's economy. Here's what experts suggest savers consider now.

A callable certificate of deposit is a CD that can be redeemed early by the issuing bank at a predetermined price. Here's how they differ from traditional CDs.

A certificate of deposit (CD) is a type of deposit account that offers a fixed interest rate. To earn that rate, you'll typically need to keep your funds in the account for a certain period of time.

Earn a competitive 5.50% with this 8-month promotional certificate when you make a $1,000 deposit at Nuvision Credit Union. That said, the maximum deposit limit is $5,000 per customer and you’ll ...

From mid-2023 to September 2024, many banks offered attractive certificate of deposit (CD) rates of around 5%. But now that the Federal Reserve has been cutting rates, CD yields are dropping too ...

Waiting until May to open a CD account has its advantages and disadvantages. Getty Images If you've been considering opening a certificate of deposit (CD), you might be wondering if now is the ...

A certificate of deposit, or CD, is a savings option that pays a fixed interest rate, typically offered by a bank or credit union. You agree to deposit a lump sum of money, ...

Liquidity vs. Cash Flow. ... the easier it'll be for the company to convert it to cash and improve cash flow. For example, a certificate of deposit is generally easier to convert to cash than the ...

As of February 18, 2025, the weighted average interest rate for a 12-month CD was 1.80%, compared with 0.41% for a savings account and 0.64% for a money market account, according to the Federal ...

How do you open a certificate of deposit? To open a CD, you’ll need to share your personal information -- name, birthday, address and Social Security number ...

A certificate of deposit, or CD, is a type of bank account. It pays a fixed APY, which means you'll earn the same interest rate during the entire term. In other words, ...

If you're going to open a CD account right now, it's important to deposit the right amount into the account. Getty Images From mid-2023 to September 2024, many banks offered attractive certificate ...