You can lock in higher rates now with short-term or long-term CD accounts — before any possible rate cuts occur.

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Kelly is an editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and home ...

Inflation continues to be above the Federal Reserve's ideal target of 2%. Due to that and economic uncertainty, the Federal ...

Opening a CD now could be a smart move, but there are situations in which waiting could be the better approach.

A 9-month certificate of deposit is a type of financial account ... long-term CD interest rates vary widely by bank and CD type. For example, Synchrony Bank’s 24-month bump-up CD rate is ...

Investopedia / Jake Shi A brokered certificate of deposit (CD) is a CD that an investor ... more flexibility than traditional bank CDs. For example, brokered CDs can have much longer terms than ...

We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making ...