Make a plan using the Costco Savings Booklet. Each month, Costco sends out a Savings Booklet full of secret savings for ...

You may have been asked by a friend, family member or even spouse to co-sign for a credit card on their behalf. There are a few scenarios that would lead someone to ask for a co-signer ...

For instance, sometimes balance transfer credit cards allow you to transfer a family member or friend's balance to your own card. This is a good idea if a) your partner wouldn't otherwise ...

Call your friend or family member directly ... The money needs to be paid via gift card or cryptocurrency If someone demands payment in gift cards or crypto, you're probably being scammed.

So, grab a pen and read on to find all the inspiration you need to take your birthday card message to the next ... Happy birthday, my friend. I hope your day is filled with sunshine and happiness.