Does Your Credit Score Affect Your Car Insurance Rate? In states where it’s permissible for insurance companies to check your credit, your credit score can affect your rate. And if you have a ...

“When you apply for car insurance, the company checks your credit rating,” explains John Espenschied, owner of Insurance Brokers Group and an insurance expert with over 20 years in the industry.

Insurance scores, as defined by the III, are essentially “ratings based fully or partially on a consumer’s credit information. Insurers use credit information with other factors to help ...

While narrowing down the best car insurance companies, we used a sample premium from Bankrate for a driver with a 580 credit score and incorporated customer satisfaction ratings from J.D. Power ...

How your credit score affects your car insurance rate, average premiums for credit scores from under 580 to 800+ and how to lower costs.

The state with $4,000 car insurance? It’s not California. Learn where policies costs the most (and least) in August 2025, why ...

🤓 Nerdy Tip Insurance and credit card products aren’t written in a way that the everyday consumer can easily understand but can have a major impact on your finances. So, it’s essential to ...

Table of Contents If you can find cheap car insurance you can save a lot of money, but it isn’t always obvious how to get lower premiums. Dozens of car insurance companies, large and small, are ...

T oo many drivers treat car insurance like a set-it-and-forget-it expense. You find a policy once, set up autopay, and renew each year without a second thought. But this habit can quietly cost you ...