So, if you want to transfer a $5,500 balance to a new Capital One card that charges a 3% balance transfer fee, you’ll need at least $5,665 in available credit on your chosen card.

Many credit card issuers, like Capital One, offer $0 liability for unauthorized charges, exceeding federal requirements. Debit card protection and the importance of timing ...

Whether its best to use a credit card or debit card for everyday purchases depends on your spending habits and ability to pay off a balance. Money Digest Story by Carolyn Osorio ...