I enjoy reading your column and finally decided to send in my own story to get your take. I am 52, married for 27 years, with ...

Accidental death and dismemberment (AD&D) insurance can provide ... such as term life insurance. Because AD&D insurance is generally very inexpensive, you might like to have it for peace of ...

However, the two policies are similar, in that they both have constant premiums and term lengths ... For instance, the decreasing term life insurance policy's death benefit can be structured to match ...

You can convert ... There are two main strategies if this happens: Find out what the new premium would be for converting only part of the term life insurance death benefit. You may find that ...

There are two main types of life insurance: term and permanent. Term life policies cover you for a set period of time, such as 10 or 20 years. Permanent life insurance can ... death benefit if you ...