Each tier adds an additional 25 XP - so 25 XP for the base, through to 100 XP for the maxed out Gold tier - with an additional 25 percent added if your team owns the Gym.

The level of coverage you buy heavily impacts your rate. Plans that pay for more of your medical bills, like Gold, cost more each month. Your age affects health insurance rates, too. Older people are ...

Silver remained the most popular tier of plans on the exchanges in 2018 in the states studied, with 64% of enrollees in a plan in the tier. Bronze tier plans enrolled 28% and gold 7%.