What's a good short-term CD interest rate in 2025? Interest rates on short-term CDs as of February 18, 2025, according to the FDIC, range from 0.22% for a 1-month CD to 1.80% for a 12-month CD ...

In June 2025, that's a pretty appealing deal. Here's why: The Fed stayed put. With no immediate rate cuts, CD yields are holding steady. But that's not guaranteed to last.