Home loan rates could remain flat Dr. David Tuyo, CEO of University Credit Union and co-founder of the Advanced Lending Institute, a UCLA extension program, thinks home equity loan rates will most ...

The average home equity loan interest rate (as of January 8, 2025) is 8.43% and slightly higher for different repayment periods (8.55% for a 10-year one and 8.49% for a 15-year repayment period).

In the unique interest rate climate of June 2025, however, there's a compelling case to be made for locking in a home equity loan rate now. Below, we'll list three reasons why this makes sense for ...

This is important because a 1-percentage-point difference in the annual percentage rate on a $50,000, 10-year home equity loan could make a difference of more than $3,000 over the life of the loan.

As anyone who purchased a home in the last few years knows, interest rates have more than doubled since 2020. For a 30-year fixed-rate mortgage, you’re looking at an average interest rate ...

Check out CNET Money's weekly mortgage rate forecast for a more in-depth look at what’s next for Fed rate cuts, labor data and inflation. The average for a 30-year fixed mortgage is 6.81% today ...

Remember: When it comes to negotiating a better home loan deal, even as a first home buyer, there’s no harm in asking for what you want. If your prospective lender is rigid with the rate they ...

Most potential home buyers know the basics. You can secure a lower interest rate by improving your credit score, making a larger down payment or shortening the loan term. But with interest rates ...

Currently, variable rate home loans are available for between 6% to 8% for both owner-occupiers and investors. Fixed rate loans are available in a similar range, depending on the term of the loan.