In this example, your home equity of 37.5% is well above the 15% to 20% minimum most lenders require to take out a home equity loan. Start comparing today's best home equity loan rates and find ...

One of the biggest perks of owning a home is the equity it allows you to build. When you sell, that equity can translate to ...

Cash-out refinancing Lastly, if you want to access your home equity while replacing your current mortgage, you might choose to do a cash-out refinance . This involves taking out a new mortgage ...

Best for no down payment: Alliant Credit Union Best for low rates: Connexus Credit Union Best for refinancing: PenFed Credit Union Best for first-time homebuyers: Andrews Federal Credit Union ...

The US housing market is most likely to lag through 2025, according to JP Morgan, with home price growth expected to remain ...

Usually, it doesn’t. If your home is appraised at $300,000 and you owe $150,000 on your mortgage, refinancing that mortgage does not change the fact that your home is worth $300,000.

The best mortgage lenders for seniors in 2025 From purchase mortgages to home equity loans, these lenders have the best options for older buyers and homeowners. Updated Mon, Jul 28 2025 ...

Refinancing and home equity loans are both great options for homeowners who want to borrow against the equity in their homes. Compare your options with several lenders to find the best rates and ...

Interest rates on home mortgages are at record lows. Jessica Silver-Greenberg of The Wall Street Journal tells Linda Wertheimer that homeowners should shop around for the best rates.