CDs can be a smart tool if you're looking to earn interest over time — especially if you take these approaches.

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

including the best 5-year CD rates. If you'd like to open multiple CD terms at once, you could use a CD ladder, which involves splitting your money into multiple CD terms so you can access it at ...

Retirement savings experts weigh in on the best ways to maximize CD ladders before and during retirement. A CD ladder is an income-producing strategy in which investors steer cash into FDIC ...

What to remember: A CD ladder works best if you don’t withdraw money. Make sure you have an emergency fund before investing in CDs.

Be sure to check out credit unions and online banks, which often provide some of the best CD rates. A mini CD ladder consists of only short-term CDs. For example, you might open a three-month ...

Depending on your CD type, terms and other details, there's a varying range of CD rates you can qualify for today. The ...

A CD ladder is a savings strategy designed to take ... in each rung to generate noticeable returns. Shop around for the best rates. Compare the highest yields available for the terms you’re ...

We’ve gathered some of the best 9-month CD rates with the most competitive ... America First offers many ways to build a CD ladder to help you meet your savings goals. If you want to invest ...

The best 4-year CD rate is 4.40% APY from Vibrant ... but it is also important to anyone establishing a CD ladder. Guaranteed yield for four years ...