Avoid having money talks with children when you’re stressed, Ms. Maxcy said. If you’re busy and not ready to talk, say you’ll find time to chat when things are quieter.

While talking about finances can be uncomfortable, it is also necessary. Learning how to talk about money with your partner — or other key people in your life — isn’t easy. Opening up about ...

I learned at age 11 that talking about money is a no-go. My family was having a big dinner with aunts, uncles, grandparents and cousins all gathered around the table.