There are multiple, expert-backed ways to get a lower mortgage interest rate in 2025. Getty Images Mortgage interest rates are up again, making it expensive for most people to buy a home.

These are some of the top mortgage lenders for consumers with 600 credit scores. Most mortgage lenders require a 620 credit score to apply, and some only work with consumers who have 680 FICO scores.

Discover today's competitive refinance interest rates. Stay informed with expert insights on the latest trends, tips, and market analysis. Find the best refinancing options tailored to your needs. Don ...

In a historical sense, a good mortgage rate is generally at or below the national average. Since 1971, the 30-year fixed mortgage rate has averaged 7.72%, according to Freddie Mac. In the last year, ...

The income required to get a mortgage depends on how large a mortgage you need and how much debt you already have. Lenders like to see a DTI ratio of no more than 36 percent, although some may ...

If you want a significant payout with less risk, cash-out refinancing replaces your existing mortgage with a larger loan that allows you to take the excess as cash. You can typically get approved ...

Choosing the best place to get a personal loan hinges on your priorities. If you prefer familiarity, going with your existing bank or credit union may be best, even if you pay a little more for ...

A former Wall Street bond trader, Brian O’Connell is the author of two books: “The 401k Millionaire” and “CNBC’s Creating Wealth.” He's written for national finance publications such ...