6 steps to open an account with Bank of America Step 1: Select an account. Bank of America provides checking, savings, and certificates of deposits (CDs) for individual and joint accounts.

The only Bank of America checking account to offer an interest rate is the Advantage Relationship Banking checking account, which is 0.01% to 0.02%. As mentioned earlier, this rate depends on the ...

You can open a Bank of America account online or at a local branch whether you want a savings account, a checking account or a certificate of deposit Last Updated: May 22, 2025 Contact Us ...

If you live near a U.S. Bank location, we like the U.S. Bank Smartly Checking as an everyday account. The bank has more than 2,000 branches in 26 states, but most of them are in the Midwest and West.