Some accounting software services limit you to connecting one bank account and one credit card only. Others, such as Wave Accounting, include unlimited bank account and card connections.

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Traditionally, a merchant account is a type of business bank account that connects with a payment processor, credit card issuer and your bank to let you receive electronic payments such as credit ...

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A version of this article appears in print on Nov. 28, 2023, Section B, Page 1 of the New York edition with the headline: Tips to Keep Your Bank From Closing Your Account.