Debt consolidation loans and balance transfer cards have distinct advantages and disadvantages when it comes to paying off ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

If you're having trouble managing credit card balances, consider consolidating your debt to save time and money.

Balance transfers aren’t the only way to pay down your existing debt. Personal loans are another debt management tool you can use to pay down your balances while minimizing interest. There are a ...

"You could transfer the balance to a new 0% card when the intro period ends, or consider a personal loan," Malani says. Check out our lists of the best balance transfer credit cards and best no ...

If a balance transfer isn’t an option, consider a personal loan with a low interest rate and minimal fees. Use this loan to pay down your balance and make all payments on time. Payment history ...

Balance transfers must be completed within 4 months ... can then focus your attention entirely on paying down your student loan debt. "You can have your cake and eat it, too," McClary says.

Becoming debt-free starts by assessing your budget and determining how much you can realistically afford to put toward your ...

Retiring with debt can make concerns about outliving your savings even more pressing because a significant chunk of your ...