Life insurance living benefits, also known as accelerated benefits, are payments a policyholder can receive while they're alive. The two main types are cash value and living benefit riders.

Life insurance benefits are diverse and far-reaching. They range from immediate financial protection for beneficiaries to income replacement, debt repayment, and future planning.

Life insurance is a multi-faceted form of financial protection. Accordingly, there are perks and benefits you should be aware of to truly take advantage of your policy.

Life insurance is a way to provide financial security for your loved ones in the event of your death. You purchase a policy and make regular payments, and the insurer will pay a tax-free death ...

Life insurance is most often bucketed into two categories: term and permanent. Term life insurance provides the policy’s beneficiary with a death benefit if the insured dies during the policy ...

Nationwide is the best life insurance company with living benefits, according to Investopedia research. Columbus, Assurity, and Penn Mutual also made our list based on accelerated death benefit ...