Parents might add their children to help launch them into adulthood. Or spouses may share an account, with one spouse as the authorized user.

If your PAN is misused for a loan fraud, it will hurt your credit rating—here's how to find out and what to do next.

Then, apply for a business credit card as you would any other credit card. If there's a box asking for your SSN, just skip it and fill out the section requesting an EIN instead. 3.

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Brex reports on quickly establishing business credit through steps like registering a business, applying for an EIN, and ...