Guardian, MassMutual and Northwestern Mutual are among our top picks for whole life insurance policies in 2025. Many, or all, of the products featured on this page are from our advertising ...

Protective is the cheapest life insurance company based on our analysis of rates from 18 companies. All the companies in our top picks have an excellent or superior AM Best rating. Our ratings ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own.

The company is also ranked A++ with AM Best for its financial stability with term, universal, and whole life insurance options. All State Farm policies have to be purchased through a State Farm agent.

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

But how does it actually work? Because shopping for life insurance is not a one-size-fits-all process, we at the MarketWatch Guides team have created this guide to what life insurance is and how ...

“Life insurance. Do I actually need it? Why?” “How much should I have?” These are the questions financial planners hear all the time. The answer to number one is there’s a good chance ...

However, read the terms of the policy and rider carefully, as they may not cover all expenses. A whole life insurance policy is either participating or non-participating. Participating whole life ...