The average credit score in the United States is 717, according to FICO, the data analytics company whose scoring model is used in most lending decisions. That’s considered a good score.

There are a number of perks that come with top-notch credit, and the good news is that you don’t have to hit that perfect 850 credit score to enjoy them. Just getting your credit score over 800 ...

“If your credit score is high-700s and up, and you’re applying for loans, you’re in really good shape.” Need a break? Play the USA TODAY Daily Crossword Puzzle.

What is a good credit score for a personal loan? There is no single “good credit score” for a personal loan. But based on minimum credit score requirements across 27 online lenders, someone ...

Around 28% have a 'very good credit score,' which falls from 740 to 799. Over 21% have a score of 670 to 739, which is still considered 'good' on FICO's scoring model.

Groberg’s first bit of advice is to get a copy of your credit reports and go over them with a fine-tooth comb, looking for errors, outdated negative items or signs of fraud. “You're looking to ...

March 26, 2014 -- If you want to use credit or get a loan someday, you should work on raising your credit score. It can take a while to earn a good credit standing, and for the most part, that's ...

For example, FICO organizes its credit scores into five ranges: Exceptional: 800 - 850 Very good: 740 - 799 Good: 670 - 739 Fair: 580 - 669 Poor: 300 - 579 If your score falls into the fair or ...

Maintaining a good credit utilization ratio is important, considering this accounts for 30% of your FICO credit score. Your credit utilization ratio is calculated by dividing your total debt by ...

Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score can get you.