Although cards were becoming widely available in the 1950s, women and minorities were often excluded from getting a credit card. The Equal Credit Opportunity Act was passed in 1974 and prohibits ...

The Fair Credit Billing Act is a 1974 federal law enacted to protect consumers ... which covers open-end credit accounts, such as credit cards, charge accounts, and lines of credit.

Under Section 75 of the Consumer Credit Act 1974, the credit card company is jointly and severally ... Aside from offering you Section 75 protection, credit cards have other advantages. Some credit ...

As women and minorities pushed for equal civil rights in various arenas, credit cards ... in 1974—forty years ago this year—the Senate passed the Equal Credit Opportunity Act, which made ...