Mia Taylor is an award-winning journalist with more than a decade of expertise. She has worked on staff or contributed to some of the country’s leading financial publications including Fortune ...

The latest data indicates that around 12% of Americans have credit scores below 550, which makes obtaining credit from ...

You don’t need a credit check to qualify for most federal student loans, making them an ideal first choice for borrowing with no or bad credit. Federal student loans also offer flexible ...

Your credit score is a key factor in getting a personal loan. If it's too low, some lenders may decide you pose too great a risk and decline to lend you money. However, it may still be possible to ...

Choose the best bad credit loan based on the terms you qualify for, paying special attention to any origination fees or other charges that could increase the cost. An extended loan term could give ...

A personal loan can help you pay outstanding taxes quickly, but be sure to consider an IRS repayment plan and other ...

If you have no credit, there’s very little or no evidence to indicate what kind of borrower you will be. On the other hand, ...

When you’re in dire need of cash, and your credit score is alarmingly low, traditional financial institutions may not be your best bet. The chances of securing a loan from them can be disappointingly ...

Co-signer release not available until after 48 months. Ascent offers student loans for borrowers that have great credit (or have a co-signer that does) as well as loans for those that don’t have ...

The lender can work with startups and borrowers with bad credit — as long as they have strong revenue. Fora offers large maximum loan amounts and can provide prepayment discounts for those who ...

We considered interest rates, eligibility requirements, repayment flexibility, credit score requirements, and availability to find the best debt consolidation loans for bad credit and provide ...