You won't want to miss out on a single point — or cent of cash back — on your spending. Here's how to activate your Chase Freedom and Freedom Flex 5% earnings.

5. Verizon Verizon (VZ 0.40%) has a dividend yield approaching 6.5%. The telecom giant generates lots of recurring cash flow as customers pay their wireless and broadband bills.

Over the past few years, this has been held back, mainly due to higher interest rates. I note that in 2024 the company refinanced some 3.9% yielding notes with 5.5% yielding notes.