Many seniors are hoping for a generous Social Security cost-of-living adjustment (COLA) in 2026. It's best to have retirement income outside of Social Security so that COLAs matter less. For many older Americans,

Social Security's 2026 cost-of-living adjustment may be 2.5%, a new estimate shows. That could change if tariffs push up inflation.

The Senior Citizens League (TSCL) has predicted that Social Security's 2026 Cost-of-Living Adjustment (COLA) will be 2.5 percent, up from April's prediction of 2.4 percent. While May's prediction is slightly up from March's 2.